Evidence of earning for mortgage purposes

If you are a client, and registered to submit a Self Assessment tax return, we can provide you with a statement that you can use as evidence of earnings for mortgage purposes.

If you are not a client, there are many ways you can obtain this data direct from employers and other sources. For example, you could use the following as evidence of earnings:

  • A P60 from your employer, you should receive this on or before the 1 May following the end of each tax year.
  • Alternatively, you can contact HMRC and request a tax year overview. This will take approximately two weeks to arrive so you should possibly request this information before you apply for your mortgage or loan.

If you submit your own tax return using HMRC’s online portal, you should be able to download and print the evidence you need.

The evidence of earning that you should request from HMRC is called an SA302. You should be able to obtain copies for up to four years in this format.

Latest Blog
22
Jan

What Are The Most Difficult Business Decisions?

Running a business is a steady stream of decisions, but some choices carry far more w...

Read More
20
Jan

Purpose Of The Spring Statement On 3 March 2026

The Spring Statement on 3 March 2026 is best thought of as an official “state o...

Read More
14
Jan

What the workers rights reform bill means for UK employers

The UK government has confirmed the revised terms of its wide-ranging workers’ ...

Read More
13
Jan

How rising income can cost you valuable tax allowances and benefits

For many taxpayers, an increase in income feels like a straightforward positive. High...

Read More